All things bad credit credit cards
It is all too easy to pay the minimum payments each month and keep increasing the balance. In a perfect world, all purchases made on a credit card would be paid in full each month. Doing so would mean that nothing would be paid in interest. Paying only the minimum payment each month means that most of that payment is interest to the bank, and does not pay down your balance. When consumers do not pay the balances on their credit cards in full, therefore, it is not difficult to increase debt.